Home insurance gives you a feeling of security

Creating a cosy home takes time and labour. Knowing that an accident could destroy it in seconds is not a pleasant thought. Insuring your home will give you a feeling of security, safe in the knowledge that if the unthinkable happens and there is an accident, any damages you incur will be compensated for, and you will be able to get over the consequences of any such accident with much less pain. We offer you different solutions in insuring your home.

We insure your

• building
• apartment
• apartment in a row house or duplex
• summer house
• auxiliary buildings
• property at home (contents insurance)
• building owner or possessor civil liability

When you are insuring a building you will receive free insurance cover for structures which are on the ground and on the same plot, such as a garden, outdoor lighting fixtures, a flagpole, etc.

In addition, you can insure a building or apartment owner for civil liability, and cover the costs incurred in renting replacement housing after any damages have been suffered. If is the first insurance company in Estonia to omit the provisions of underinsurance in its home insurance conditions, except in case of intentional underinsurance if the amortisation amount is a large one. This, however, means that in the event of a loss you will receive a larger compensation amount from If.