During your lifetime you will need to make various decisions: leave home, have your own family, buy a house, buy a car. Maybe you will need to buy a bigger car when your family is about to grow. Therefore it is important for us to be able to offer you the insurance solution which is best suited for you, one that depends upon your needs.
Motor Own Damage (Kasko)
If vehicle insurance is meant for supplementary protection of your car in addition to the compulsory motor third party liability insurance. While with the motor third party liability insurance you insure your liability for other road users, with If vehicle insurance you protect your vehicle from possible traffic accidents. If vehicle insurance protects you when your vehicle is the offender in a traffic accident, if the car is hit by a wild animal or if a tree falls on it. It is also possible to insure the risk of fire and additionally the risk of vandalism and theft with If vehicle insurance.
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Motor Third Party Liability insurance
Even the most careful driver can encounter a traffic accident. According to law the one responsible for the damage has the obligation to compensate the damage. If you happen to drive into an expensive vehicle or, furthermore, if people get hurt, the claims for indemnity can be very expensive. To prevent such unpleasant consequences each vehicle has to have motor third party liability insurance.
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