Traffic damages

Notify us if you suffer traffic-related damages

What are traffic-related damages?

Traffic-related damages are classed as being damages which are caused by an occurrence of an insurance event which is related to motor third party liability insurance, and for which the payment of compensation takes place on the basis of motor third party liability insurance.

Motor third party liability insurance is a compulsory liability insurance which forms the basis for the insurer in the payment of compensation for damages which are caused to other persons by the person who was the cause of a traffic accident.

Send your loss notice via e-mail kahjud@if.ee

Depending on the nature of the loss event, and usually only in exceptional cases, a loss adjuster from If will ask you to complete additional document(s) in order to facilitate a smoother loss adjustment process. You can print these additional document from this page. Send the completed documents to this e-mail address: kahjud@if.ee 

Personal injury in traffic

What is personal injury in traffic?

Personal injury in traffic is classed as being a loss event which is related to motor third party liability insurance in which the damages caused are to the health of a person (known as a personal injury), and the payment of compensation for such an event is covered by Motor Third Party Liability Insurance.

Compensation

In relation to a personal injury in traffic the following items shall be liable to the payment of compensation:

  • damages arising from any incapacity for work which is the result of a traffic accident
  • expenses incurred in medical treatment for the injured person
  • in the event of a traffic accident which ends in death, any decrease of support for dependants of the deceased
  • funeral costs