Do you have an e-scooter, self-balancing vehicle, unicycle, mini moped, or another light vehicle and want to know whether you need motor insurance to ride it? Read more here, and if you need to get insurance, send us your inquiry.
Motor insurance is liability insurance that covers damage caused by your vehicle to other people or their property. Motor insurance applies on roads used for traffic, parking lots, courtyards, and elsewhere.
In recent years, many light vehicles have appeared on our roads and in traffic, and unfortunately, accidents involving them have become more frequent, often injuring not only the driver but also other people. Therefore, from 1 December 2024, motor insurance is required for all vehicles that operate solely by motor power, have a design speed of over 14 km/h, and weigh more than 25 kg. Various light vehicles meet these conditions, including e-scooters, which must have valid insurance before you can ride them.
Please note: vehicles that can achieve speeds over 25 km/h may only be used in traffic if they are registered and have motor insurance.
Motor insurance is required for light vehicles not subject to registration participating in traffic, such as some e-scooters, unicycles, electric skateboards, self-balancing vehicles, mini mopeds, and electric bicycles. Check whether insurance is required for your light vehicle.
| Vehicle technical data | Motor insurance NOT REQUIRED | Motor insurance REQUIRED | MUST BE registered |
|---|---|---|---|
| Included | Not included | Not included | |
| Not included | Included | Not included | |
| Not included | Included | Included | |
| Included | Not included | Not included |
You may be as attentive and careful as you can on your e-scooter or other light vehicle, but it is hard to predict the behaviour of other people. A pedestrian, especially a child, or a dog on a leash may suddenly change direction, and a collision may be unavoidable. In such a case, motor insurance helps cover the victim’s medical costs.
Whether due to a narrow path, technical issues, or lack of experience, sometimes it is not possible to stop the e-scooter in time or reduce speed sufficiently. As a result, you may collide with another vehicle, bump into a fence, or scratch a car. Motor insurance helps cover damages caused to other people’s property.
We hope you will never face such a situation. Unfortunately, there have been cases where an e-scooter’s battery overheats during charging and causes a fire. Motor insurance helps cover the damages caused to other people’s property in such cases.
If you can see that you need motor insurance to operate your e-scooter or other light vehicle, please fill in the inquiry form and we will send you an insurance quote.
Motor insurance compensates for damages caused to others – both property damage and personal injury. But what can you do to protect your own property and improve your recovery if you are injured in an accident? Here are some suggestions.