Casco Insurance for Motorcycles - Motocasco

To solve a problem with a passenger vehicle or van, call If's insurance number at +372 777 1211 and roadside assistance will be on its way! You can also use this service when in trouble abroad. NB! If's roadside assistance is not available in Russia, Belarus, and Ukraine.

Accident - we will indemnify the damages to or destruction of a vehicle as a result of an unforeseen event – traffic accident, natural disaster, damages to or intentional damaging of parts of a vehicle by a person not related to you.
Theft - we will indemnify theft or robbery of a vehicle or parts thereof.
Vandalism - we will indemnify damages caused intentionally to the vehicle by third persons.
Fire - we will indemnify damages to or destruction of a vehicle as a result of a fire, i.e. arson by third persons, smoke, soot or extinguishing activities.

All risk insurance has restrictions, please be sure to read the insurance terms and conditions about the exclusions in detail.

We will indemnity the damages caused by collision with the animal without deductible.

In case of loss or destruction of keys or remote controls of a vehicle, we shall indemnify the replacement of a key or remote control, if necessary, recoding, without applying the deductible, but not more than 300 € per insurance event.

In addition to the original parts of the vehicle, parts of the vehicle installed by the non-manufacturer are automatically insured to the extent of up to 3,000 euros. For example, luggage bags, safety bars, etc. If necessary, the indemnity limit can be increased.

Together with the vehicle, motorcycle helmets and protective clothing for the driver and passenger of the motorcycle are insured up to 3000 euros.

If your items are stolen from a locked luggage bag by burglary, we will compensate the cost of re-purchasing the stolen items up to €1,000.

If the driver or a passenger suffers a permanent injury or dies as a result of a traffic accident, we will pay a one-time compensation. If the person is on medical leave for at least 7 days due to the accident, we will pay a daily allowance.

If the vehicle has been stolen or robbed, or its restoration is not reasonable, we shall pay an additional indemnity the amount of which is 15% of the vehicle's market value immediately before the insurance event.

Leased Value Insurance – we will compensate the remaining lease value of the vehicle if it exceeds the market value.
Lease Payment Insurance – we will pay compensation for up to 100 days if the lessee becomes incapacitated due to an insured event.