How we help you
Moto Casco is a valuable companion – both on the road and while your bike is parked or stored. It gives you peace of mind knowing that if something happens to your motorcycle or gear, help is close at hand. Unlike mandatory traffic insurance, casco also covers damage to your bike even if you caused the accident yourself or if another unexpected incident occurs.
Read more about why motorcycle casco is worth adding alongside your traffic insurance.
| Moto Casco coverages | Motokasko | Motokasko Extra |
|---|---|---|
| Included | Included | |
| Included | Included | |
| Included | Included | |
| Included | Included | |
| Included | Included | |
| Included | Included | |
| Not included | Included | |
| Not included | Included | |
| Not included | Included | |
| Not included | Included |
Good to know
You can get casco insurance for motorcycles that are up to 25 years old.
Motorcycle casco coverage is valid throughout Europe, except in Ukraine, Belarus, and Russia.
A deductible is the part of the damage cost that you cover yourself. With If’s motorcycle casco, you can choose your deductible – €200, €400, or €650 – to adjust the insurance price to suit your needs.
When you sign your If motorcycle casco insurance contract, you can choose the deductible amount: €200, €400, or €650 – allowing you to tailor the insurance price to your needs.
Selling your motorcycle
According to the law, when you sell, gift, or otherwise transfer your motorcycle, all insurance-related rights and obligations pass to the new owner. This means you should cancel your casco policy before selling the motorcycle – otherwise, only the new owner can request cancellation and a refund of the premium.
How to cancel the casco policy
Once you know the date of sale, submit a cancellation request via If’s self-service portal in advance, including the date from which you want the policy to end.