Got a phone, smartwatch, laptop, tablet, or headphones? Maybe all of them? Life happens – drops, theft, or even “where did I leave that?” moments. That is where device insurance steps in and gives you a peace of mind when you need it most.
Why If is a good choice
When your device needs fixing, convenience matters. Just drop it off at a Smartpost point and send it to our repair partner.
We know how important it is to feel at ease wherever you are – at home, on your way to work, at school, or even traveling abroad. That’s why our device insurance is your trusted companion not just in Estonia, but almost anywhere in the world.*
*Please note that exceptions apply to Russia, Belarus, and Ukraine.
Your device isn’t the only thing that matters – its accessories do too! That’s why your charger, earphones, case, and more are insured along with your device. Yes, even your favorite phone case!
With fraud becoming more common these days, it’s extra important to protect yourself. That’s why we have included the "Protection against fraudulent payments by third parties" coverage in our device insurance – for example, if your device is stolen and unauthorized contactless payments are made, we will compensate you for the losses.
When getting device insurance, you choose the protection that fits your needs best. Just remember to take a moment to review the terms and conditions, so you know exactly what your policy will include.
| Phone | Smartwatch | Tablet | Laptop | Headphones | |
|---|---|---|---|---|---|
| Included | Included | Included | Included | Included | |
| Included | Included | Included | Included | Included | |
| Included | Included | Included | Included | Included | |
| Included | Included | Included | Included | Included | |
| Included | Included | Included | Included | Included | |
| Included | Included | Included | Included | Not included | |
| Optional | Optional | Optional | Optional | Not included | |
| Optional | Not included | Not included | Not included | Not included | |
| €60 | €30 | €60 | €90 | €30 |
Ever seen those videos of cats knocking things off tables? Maybe your own furry friend has pulled off a similar stunt. If your pet decides to go wild and your device ends up broken on the floor, don’t worry – we’re here to help with accidents like that too.
Little explorer decided to discover the underwater world in your bath? If your kid drops your phone in the water, don’t worry! If accidents like this happen, we’re here to help you sort it out quickly so you can get back to enjoying the fun.
Careful with that coffee near your laptop! One of the most common claims? Spills! But if the unexpected happens and you spill your hot coffee on your laptop, you'll be a bit more relieved knowing that your device is insured.
Phone falls from your pocket during your morning jog? Accidents happen, even during the most careful runs. With device insurance, a quick claim gets you back on track in no time! Don’t worry, we’ll provide a replacement phone while yours is being fixed.
We cannot control every situation in life, and sometimes people with bad intentions can worsen our day in a glimpse. For example, if your laptop or tablet gets stolen from a locked car, know that this is an insurance case too.
For example, if you leave your headphones unattended at the beach and they get stolen, it would not count as an insurance case. You can find more details in our terms and conditions.
In case of accident
Questions and answers
We know that in many cases, you can only insure your device within 14 days of purchase. But with If, you can insure your phone, smartwatch, laptop, tablet, or headphones – as long as you bought them within the last 6 months, counting from the start date of your insurance period.
With us, you can insure your mobile phone, smartwatch, tablet, laptop, and headphones. Choose the policy that best fits your lifestyle and feel more secure when the unexpected happens.
Every device has its own unique IMEI code – a 15-digit number. You can usually find it in your device’s purchase documents.
To check the IMEI code on your phone, dial *#06# or look it up in the device settings.
If your device does not have an IMEI code, simply use the serial number, which you can also find in the purchase documents.
In cases related to internal or external device damage, your claim will be handled by our repair partner. Once your device reaches them, they will carefully assess the damage and get back to you within a few working days with the next repair steps.
Please note that when your device needs repairs, we cannot guarantee an exact repair time. However, our partner will do their best to complete the repairs as quickly as possible – so you can have your device back in your hands as soon as possible.
If your device is stolen, lost, or cannot be repaired, we will compensate the cost of replacing it with an equivalent device of the same age.
If an equivalent device is not available, we will compensate the cost of a replacement device of similar value.
Please note that depending on the age of your device, a certain depreciation may apply. You can find more details in the Terms and Conditions.