Good to know:

You can find the insurance terms and information documents used before 1 October 2023 here: tingimused.if.ee

Terms and conditions

Detailed insurance terms apply to each insurance contract, and we rely on those when indemnifying damages caused by insurance events.

Please be sure to read the insurance terms and conditions.

Private client Commercial client

Detailed insurance terms apply to each insurance contract, and we rely on those when indemnifying damages caused by insurance events. Please always read about risks, exceptions, insurance events, etc. in the insurance terms.

General insurance conditions

Currently valid
  • General insurance conditions TG-20211
  • General insurance conditions for self-service (e-bureau) TG-20211
  • If Mobile Terms of Use 2022

Previous versions
  • General insurance conditions TG-20181
  • General insurance conditions TG-20131
  • General insurance conditions for e-bureau TGE-20181
  • If Mobile Terms of Use 2021
  • If Mobile Certificate Profile 20211

For private customers

For commercial client