You need travel insurance when going on a holiday or a business trip, and also if your work involves going abroad often.
Coverage in case of terrorism
Additional costs incurred in relation to evacuation, and the medical expenses for the persons injured in an act of terrorism shall be compensated.
A private hospital may be contacted to receive medical assistance
When needing medical assistance while staying abroad, you may contact the closest private clinic.
We shall help you 24/7, in your native language
If you have an accident, call us at +372 777 1211, and we shall assist you in your native language.
- Medical assistance insurance is a mandatory part of travel insurance. It covers the medical and transportation costs associated with unexpected illness or accident.
Depending on the purpose, destination, and means of transport of your trip, you should also consider luggage and travel interruption insurance.
- Travel interruption insurance protects you against the extra costs incurred when the trip is interrupted or cancelled, or when an ongoing trip is not going according to schedule. The insurance cover will become valid two days after the conclusion of the insurance contract, so it is important to buy travel interruption insurance already when booking your trip.
- Luggage insurance will compensate you for the costs incurred when your luggage is lost, delayed, or damaged. Luggage consists of items needed for the trip – clothes, shoes, toiletries, photo and video cameras, mobile phones, laptops. PS! Limit for one item is max 50% from the insurance sum.
If your luggage is delayed, you can buy essential items for 35 euros for each delayed day, but not more than for 30% of the sum for which luggage is covered.
Delay and cancellation of public transport
In case of disruptions to travel schedules, you will be compensated for the extra costs associated with replacing your ticket in order to reach the destination or point of transit of your trip, or for the costs of using an alternative means of transport, if the delay in or cancellation of public transport is caused by:
- technical failure of the means of transport
- a traffic accident
- poor weather conditions
Obtain proof of the cause of the interruption from the public transport operator!