Travel insurance

Travelling & COVID-19 insurance FAQ

See FAQ about COVID-19 insurance - what our travel insurance covers and what is not covered. Make sure you also see the special COVID-19 T&C

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Travel insurance helps cover unexpected additional expenses that may be incurred while traveling

With travel insurance get medical insurance, luggage insurance, and travel failure insurance on all your trips - from routine business trips to relaxing family vacations.

Wherever your trip takes you, make sure you have the best travel insurance - so you have peace of mind — Make sure you have the best possible travel insurance - whether your destination is neighboring Russia, exotic Australia or the distant Thai islands.

Travel interruption insurance
Protect yourself from additional costs incurred due to travel interruptions, cancellations or delays. You are also protecting yourself from a situation where you or an important family member becomes ill and has to cancel your trip.
Luggage insurance - protection of property accompanying the trip
In your luggage, you have things to take with you on your trip - clothes, shoes, toiletries, photo, and video cameras, as well as a mobile phone and a laptop. Protect your property from damage, theft, and additional travel expenses
Medical insurance abroad
Abroad, depending on the country, the cost of medical treatment can be insane. If you are covered by health insurance at home, medical insurance will cover the costs of treatment and transport of an unexpected accident or illness while traveling.
Travel insurance to Russia, Australia, Thailand ...
You can choose the validity areas of travel insurance - the more clearly defined it is, the better offer you can choose for yourself. Insurance prices in Russia, Australia and the Baltics are somewhat different.

Get travel insurance

Build your travel insurance based on your needs
Medical assistance insurance is a mandatory part of travel insurance. It covers the medical and transportation costs associated with unexpected illnesses or accidents.

Depending on the purpose, destination, and means of transport of your trip, you should also consider luggage and travel interruption insurance.

Travel interruption insurance protects you against the extra costs incurred when the trip is interrupted or canceled, or when an ongoing trip is not going according to schedule. The insurance cover will become valid two days after the conclusion of the insurance contract, so it is important to buy travel interruption insurance already when booking your trip.

Luggage insurance will compensate you for the costs incurred when your luggage is lost, delayed, or damaged. Luggage consists of items needed for the trip – clothes, shoes, toiletries, photo and video cameras, mobile phones, laptops. PS! The limit for one item is maxed 50% of the insurance sum.
If your luggage is delayed, you can buy essential items amount up to 50% of the sum for which luggage is covered.
Delay and cancellation of public transport
In case of disruptions to travel schedules, you will be compensated for the extra costs associated with replacing your ticket in order to reach the destination or point of transit of your trip, or for the costs of using an alternative means of transport, if the delay in or cancellation of public transport is caused by:
- technical failure of the means of transport
- a traffic accident
- poor weather conditions
Obtain proof of the cause of the interruption from the public transport operator!

Travel Insurance FAQ

Extra coverages

Choosing accident coverage, we will pay compensation for the insurerer in case insurerers medical condition has been worsened within one year because of the insurance event happened in the trip. if insurerer dies within three years after insurance event, we will pay compensation to the heirs.

Liability insurance helps you in case of the damaged caused to others during the trip. For example when children accidentally are breaking up the television in hotel room. We also help you with the legal expenses related to the insurance event.

When choosing an additional insurance for you home property, we will compensate the value of things lost, stolen or damaged by accident at you home (such as furniture, clothes, household appliances etc).

Destination areas

If you travel through several countries to arrive at your destination, choose the insurance area so that all the countries are covered. For example, if you fly to Germany with a stopover in Turkey, the area to be chosen is Extended Europe. This will also cover any unexpected events that may occur in Turkey, including at the airport.

Nordic and Baltic countries

Latvia, Lithuania, Danish, Norway, Sweden, Finland, Island

Europe

Albania, Andorra, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Gibraltar, Faroe Islands, Spain, Holland, Croatia, Ireland, Italy, Canary Islands, Kosovo, Greece, Cyprus, Liechtenstein, Luxembourg, Macedonia, Malta, Moldavia, Monaco, Poland, Portugal, France, Romania, Germany, San Marino, Serbia and Montenegro, Slovakia, Slovenia, Great Britain, Switzerland, Czech, Vatican, Europe part of Russia.

Extended Europe

Additionally to Europe area: Armenia, Azerbaidzhan, Georgia, Kazakhstan, Turkey, Israel, Tunisia, Morocco, Egypt, United Arab Emirates.

World without USA, Canada

All the countries in the world, except USA and Canada

For example, choose this area if you travel to Australia or Asia.

USA, Canada and world

If you want to travel to USA and Canada, choose this area

Please note: If travel insurance is not suitable if you need to apply for a Belarusian visa or enter the country.

Travel insurance valid for foreigners in Estonia

This travel insurance is for those who come to Estonia in order to stay here temporarily, e.g., who come here to visit their friends or relatives, or who are on a leisure or business trip.

Travel insurance covers

costs of outpatient treatment
costs of inpatient treatment for up to 60 inpatient days
costs of medications prescribed by the doctor
dental costs up to 200 euros
transportation costs associated with medical assistance within Estonia
transportation to the country of residence

Terms and conditions

Travel insurance conditions

Travel insurance conditions that are applicable in Estonia for foreign citizens TT-20202

Travel insurance information document (in Estonian)

Insurance Phone: 777 1211

E-mail: info@if.ee

Travel Insurance. NEW: COVID-19 insurance

Travelling & COVID-19 insurance FAQ

Travel insurance helps cover unexpected additional expenses that may be incurred while traveling

Travel Insurance FAQ

Travel insurance covers

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