Having your home insured by If will give you a sense of security, as the losses will be covered in case of an accident, helping you overcome the consequences.
You can take out insurance on your house or summer house, apartment or terraced house, outbuilding or a house currently under construction.
If’s home emergency service
Home emergency insurance helps you with home emergencies round the clock.
The items that you take out of your home (e.g., computer, phone, bicycle) will have coverage across the European Union.
Immovable property owner's liability insurance
Liability insurance protects you against damages that you have caused to others as the owner of an apartment or house. For example, if a flooding that started in your apartment damages the ceiling of your downstairs neighbour or a tree that is growing on your property falls on a neighbour's car, we will cover the damages caused to your neighbours and compensate to you the necessary legal assistance and court expenses.
Personal liability insurance
At If, you can insure the liability of all of your family members; the scope of the insurance coverage can be chosen: it is valid either in Estonia, the European Union or the whole world. This insurance will help you if your child, for example, rides his/her bike into your neighbour's car or if you accidentally break something at a shop while staying abroad.
If your rental apartment becomes damaged due to an insurance event, we shall compensate the loss of rental payments.
A deductible is the portion of the amount of damages that you shall cover in case of any damages.
When choosing a home insurance package, please keep in mind that different deductibles can be selected with different packages.
- With the allrisk, standard and mini packages, from 100 euros
- With the classic package, from 200 euros
- With the internet package, 200 euros