Recreational Craft Insurance

With Boat and Recreational Craft Insurance, we cover you the damage that has happened for your boat on the sea, on shores, or transportation

Send the insurance request
Report a claim

We also pay for sails broken in a storm
We compensate for the craft’s rescue costs without limitation.
Water accidents have all-risk coverage.

You can insure watercrafts designed for leisure or sailing as a sport.

You can get coverage against the following events:

sailing accidents, such as collisions or hitting a rock
theft, vandalism
storm
fire and lightning strikes
damage from slipway
damage from transport

Liability Insurance

Our insurance covers the liability of a person lawfully steering a recreational craft. More commonly, it is also known as third party insurance.

Both damage to property and personal injury will be compensated for. Personal injury includes, for example, medical costs or loss of income.

The insurer will also compensate for the court costs and legal expenses.

Liability insurance is required by, for example, regatta organisers, but we recommend it for all recreational crafts.

Terms and conditions

Insurance conditions

Recreational craft insurance conditions (in Estonian)
Conditions of liability insurance of the possessor of recreational craft
General insurance conditions TG-20211

General insurance conditions TG-20181 (for policies, issued before 01.12.2021.)

Wish to make insurance for your boat/ recreaional craft?

Name, Surname

Phone number

Personal ID

E-mail

Type of the boat you would like to insure

Recreational craft Medium-engined recreational craft A recreational craft with a suspended engine Sailing boat Sailboat without the engine and

Total power of engins

Year of construction

Today's market value

Where do you wish insurance would be valid?

Estonian inland waters except lake Peipsi and lake Pihkva Estonian inland waters & the Baltic Sea Estonian inland waters & the Baltic Sea & the water more ahead

Insurance sum you would like to have

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